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Finance

Currency Exchange Fee Calculator

Estimate the amount received after a percentage fee and a fixed fee in the source currency.

Daily ECB reference ratesRate date shown with every result

Your financial inputs

Daily reference rates
Choose your currency pair

YOUR FINANCIAL SUMMARY

Your result

Let’s calculate.

Use the Calculate button to see your result.

Reference rates, not a bank quote.

How to use this tool

  1. Enter amount in the source currency, from currency, to currency, percentage fee, fixed fee in the source currency.
  2. Select Calculate to view the result.
  3. Check the method and assumptions below before using the result.

The method, explained

Net source amount = amount × (1 − fee ÷ 100) − fixed fee. Estimated received amount = net source amount × reference rate.

A WORKED EXAMPLE

With 100 USD, a 2% fee and a 1 USD fixed fee, 97 USD remains. At an illustrative 0.90 rate, the recipient gets 87.30 EUR.

What to keep in mind

Fees are deducted before conversion. Negative net amounts are rejected. A provider’s exchange-rate markup or a fee in the target currency needs a different model.

Reference: Frankfurter API · European Central Bank reference rates

Common questions

Does this include a bank’s hidden rate markup?

No. The rate is an ECB reference rate. Enter known fees and compare with the provider’s actual final quote.

What information is sent to the rate provider?

Only the currency pair and requested date. Amounts, fees and comparison prices stay in your browser.

Methodology maintained by ClarityKit. How these tools are built and checked.